White labelled platform

BridgeMonte’s approach in offering the PWM platform to you as a white-labelled service, is to enhance your standing and create your brand in the clients mind. Its sophistication, convenience and transparency is bound to inspire them. And when they see that your intent and skill are superior to those who compete to serve them, trust naturally follows. The more the trust that is created and protected, the more the possibilities of substantial growth in your relationship value

Benefits

• Brand Creation
• Social Media marketing
• Greater mind and wallet share
• References

Paperless client onboarding and KYC (Slide 3)

• Acquiring a client involves initial paperwork that takes away a lot of time. Much more than is necessary. Making it electronic can save your precious time.
• Imagine onboarding a client with just a few clicks of the documents that he already has. No printing, no collecting, no logistics nightmares and no praying that there are no errors.
• The refined processes on the platform can help you fetch KYC records of existing clients & create KYC records for the new clients, electronically and in a jiffy.

Benefits

• Saves time and costs.
• Scalability. Especially for your online-retail business

Financial planning

Look before you leap. Financial planning brings several future events of the client into the present and creates a context for your advisory relationship. It involves collecting, organizing and assimilating many minute lot of details. It requires making assumptions and the flexibility to modify it to suit the several scenarios playing on clients mind.

This much required process can no longer be daunting. Infact it can be fun and insightful thanks to the creative ways in which the impact of each decision is visually depicted. Whats more, the goals that have been mutually set can be tracked against time and expectations

Benefits

• Interactive and online
• Multiple scenario analysis
• Key life decisions and its impact
• Tracking progress against goals

Multi-mode execution

Client`s schedules are getting busier and so are yours. The challenges of coordinating all logistics and executing within time-limits can get daunting especially if one considers the impact of missed opportunities.

To make your clients and your life simple, BridgeMonte sets in motion a integrated operational & technological arrangement that is networked with manufacturers, brokers, payment gateways, custodians and many more. All waiting to serve your client at the click of a button, either by you or your client themselves.

Benefits

• Time available for business development
• Compete with Private Wealth Management firms, Banks and Online investment platforms

Model portfolio led execution

If your best ideas are similar for clients of a given risk appetite, then why should their portfolios end up different in terms of your fund / security choices and their proportions? Especially when it can lead to randomness in portfolio performance that you didn’t wish for. The solution may be in maintaining model portfolios of your best recommendations and align your client portfolios based on their level of risk appetite

In theory it’s easy, but in practice it’s difficult. Not anymore. You can now plan to execute your best ideas for all clients on the same day. What’s more, when your view on markets or fund managers change, you can trigger synchronized communication and order book creation for all clients and get it executed instantly and seamlessly. This can mean that a large client base is no longer a constraint for offering quality service to all.

Benefits

• Equal justice for all clients
• Saving of time and effort in execution.
• Saving of costs in logistics and coordination
• Scalability of your business

Access to investment products

Market opportunities and its risks are perceived differently by different clients. And they may change in response to their perception of market conditions. Therefore, to design a portfolio that accommodates several shades of comfort levels, you may need to be well armed with a plethora of solutions. Both in terms of their availability and understanding, whether it’s simple or sophisticated. BridgeMonte solves it all, so that your precious time and effort is devoted to aspects of Wealth Management that matter even more viz client engagement and communication

Benefits

• Widest range of product empanelment.
• All asset classes and all approaches - MFs, Equities, Bonds, PMSs, AIFs, Real Estate,
• Continuous updation of fund managers` strategies & likely effectiveness
• Relative recommendations amongst comparable options.
• Economies of scale negotiated for your benefit.

Monitoring

A single picture can speak a thousand words. Why not with the way you share the progress of your investment strategy against the expectations set at the beginning and ongoing market opportunity of various kinds. What if you can make your static report spring to life by making it on-demand, dynamic & interactive? What if the Advisory Value Add that you work hard for, is easily understood by your clients even without an explanation? Will it not build confidence and comfort in his quiet mind even before you meet him next? We hear you say YES to all.

To help you deliver world-class reporting to your clients and help them understand the context of your portfolio’s progress, in any direction that they want, we bring to you the Gold Standard in reporting

Benefits

• Help your client monitor their portfolios which are updated online.
• Identify the Advisory Value Add accurately & transparently
• Depict the benefit of following your advice as per your model portfolios
• Bring clarity to the basis for your advisory fees
• Become the principal advisor to the client - Manage their Family Office where you can also monitor 3rd party portfolios

Payment receipt services

The complexity of Fee management with respect to Financial Planning, Advisory or Family Office is well known. The platform has built in a Payment Gateway mechanism which identifies the basis for the agreed fees and makes it convenient for the client to pay based on reconciliation of accounts.

Benefits

• Automated billing process that saves time
• Simplify the receipt of what`s due.

Model portfolios of stocks and funds

Wouldn’t it be great if someone could liase with the brightest minds in the investment and advisory space on your behalf and crystalize the tactical asset allocation in response to market views and product/security selection to implement the same? On an ongoing basis, the advisory team at BridgeMonte conducts in-depth research on all asset classes and puts together the right mixes for various risk appetite levels. These are well thought through strategies and are often back tested, before they are put forth as suggested model portfolios.

Since 2015, such model portfolios of funds and stocks have helped many advisors beat their benchmarks handsomely and thereby clients` expectations of them. We welcome you to conduct your due-diligence on our rigorous decision making process and if satisfied, simplify your portfolio construction by replicating or improvising these strategies to your clients too.

Benefits

• Crystalized thoughts of top fund managers
• Actionable portfolios with good excellent track record
• Market beating strategies that can minimise risk
• Easy replication of your improvised portfolios

Robo Advisory (Intellivest)

Imagine needing to calculate a million combinations to come up with one optimal probability of making or losing money. Isn’t this what advising is all about… build probabilities for success in the future based on an exhaustive study of the past. The Intellivest ‘Robo-Advisory’ process just does that. Intellivest hunts amongst million plus combinations, for one portfolio with the greatest chance of success. It looks into data across Equity, Cash, Gold and Debt since 1979, analyses thousands of funds and their track-record, marry it with your latest views on markets. All of this in less than 10 seconds. Given another minute… a repeat client can actually invest in a basket of the appropriate model portfolio of funds and get back to life.

Now imagine the difficulty in undergoing all the necessary, but similar steps with each retail client and worry about being able to do justice to all. And simultaneously. Intellivest could just be the solution that helps you replicate your best ideas and align every client’s portfolio to your evolving views on markets and fund managers

Benefits

• Highly useful & helpful to serve retail clients
• Save on man-power to replicate the steps
• Comfort every client, that each one of them will get the best of your choices. Every Time and straight from you.

Family office administration

What you do for your largest clients is often the key to the quantum leaps you can take in business. Their biggest challenge today is to know whom to trust with their overall personal finances. In other words, they need someone who can be the custodian of their overall interest and manage their affairs. It’s only natural that they will prefer the one who can bring the widest and deepest perspective on all the wealth management relationships that engage and serve them.

BridgeMonte’s Family Office architecture is geared to help you be the chosen one.

Benefits

• Structuring of ownership vehicles and ownership itself
• Estate Planning & Investment administration
• Accounting & taxation
• Privileged services

Kindly contact your platform relationship manager for further details.

Market timing models

Markets revert to mean. But to know when…is like a hunt for a needle in a haystack or should we say, the Holy grail of investing. It’s probably a tough hunt but not an impossible one. Our experience tells us that if one were to focus on the gap between the ground reality and investors perception of it, it’s easier to know when the gap is at the widest based on history. At such extremes, it is easier to avoid risk or fear and build our portfolios accordingly. More often than not and sooner than later, your calculations will pay-off.

To help you keep an eye on the evolving market risks or opportunity, we have developed TAAf - BridgeMonte Tactical Asset Allocation Framework. Its primary duty is to sound you out as to when the odds of making money for your client, is in your favour and when it is not. Advisors can recall how we cautioned in 2015, almost at the peak, using the principles of C-TAAf and helped them avoid adding to equities until it was much favourable later on.

Benefits

• A sound framework for tactical asset allocation (asset class & sub asset class timing)
• Minimise portfolio risk
• Enhance portfolio returns by investing at lower levels
• Create your Advisory Value Add and earn your keep

Portfolio builder / Build your own strategy

Clients like to sometimes experiment and build their own portfolios. They see it as their learning curve and their desire to build their investment capabilities. All that they may need is to be guided around your good choices.

Portfolio Builder or the DIY (Do It Yourself) model enables the client to simulate and back-test the effectiveness of portfolio construction of stocks, through fundamental factors that distinguish the quality of companies and their relative attractiveness. They can compare their strategy to the best of mutual fund managers and see for themselves, who they need to trust. When it comes to funds, the Star rating process of funds makes sure that only the best are recommended based on their needs

Benefits

• Helps client assess their stock strategies before investing
• Effective way to invest in top rated funds

CRM

Experienced advisors know the importance of recording all the facets of the relationship such that the most salient aspects of it are available on-demand. Be it the birthdays one must remember, the portfolios that have to be rebalanced, the risk profiles that need to be updated or the FMPs that are likely to mature. The trick is in organizing and communicating it for further actions. And yes, fulfil the regulatory obligations along the way.

Benefits

• 360 degree Communication center
• Tracking of actionables with clients and prospects
• Record keeping for internal and external compliance

Learn Centre

Most advisory is rooted in information arbitrage, between those who know and those who wish they knew. As a responsible Wealth Manager, you may want to cover all your bases and be several steps ahead of the knowledge levels of your competition. As an added requirement, you may want to make sure that your staff is well informed and trained. In an era where institutions themselves grapple with the challenges of imparting training to their staff, imagine having access to insightful perspectives in one place and training yourself at your convenience.

The Learn Center where your staff can be encouraged to learn the nuances of Wealth management concepts and practices and test themselves. Surely we want those who represent us to be at their possible best.

Benefits

• Curated explanatory notes, presentations and videos
• Impart regulatory updates
• Test and certify

Custody services

Well-heeled clients prefer the convenience of having their investments executed in a trusted manner. Often through a Power Of Attorney over specific demat & bank accounts that are mapped to their advisory and broking relationships.

To those who are migrating their execution practices to electronic modes, this is another level of convenience that can be offered to HNIs. With as much as a mail confirmation from you and your client, you can set in motion a host of people who shall do the form filling, banking, settling transactions & fees and whole lot of activities that otherwise take your time.

Benefits

• Build sophistication and trust with HNIs
• Increased convenience to your clients
• Time and cost savings to you and your staff

Estate Planning

Beyond the pleasures of creating wealth, the end goal for most individuals is to transmit to their next generation or charities. The transmission process is an emotional one as it represents the sum toto of the achievements of an entire life and its struggles. Unless the details are planned well beforehand, it may be too late for the intent of the benefactor to be carried out in letter and spirit, by the generations that stand to benefit.

You can complete your journey with your beloved clients during their life time, by helping them perpetuate their wishes beyond their life. It can be achieved by a simple step of taking them into confidence and asking them a small question.. “What is your vision for your finances beyond your life time? And have you secured it? What follows next, could be a Trust or a Will. But…being able to advice a client on either is the highest honor of a Wealth Manager.

Benefits

• Helps assess the clients thoughts about future
• Organize the future in the present
• Proof that you have earned their trust